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If you are trying to decide, before you speak with a lawyer, if you can qualify for a Chapter 7, the first thing you need to know is what is your “Household Income”. Household income is defined in the United States Bankruptcy Code as all income from your employer is included—all gross wages or salary, as well as any tips, overtime, shift differentials, and commissions, WITHOUT subtracting any tax or other deductions.

According to the Federal Reserve Bank of New York, Americans added $312 billion in debt during the second quarter — an increase that New York Fed researchers called ‘pretty sizable.’

Many people wonder what actions they take effect their Credit? What can they do to raise a Credit Score?

In March 2020, COVID-19 forced States to close K-12 schools. These schools are unlikely to re-open for several months, leading to many questions about how to proceed.

We all know that as a result of the Coronavirus, the Stock Market is all over the place. We also know that the Stock Market will come back, eventually.

Nearly 1 in 5 parents of kids with autism who participated in a new study had enough symptoms of post-traumatic stress disorder to qualify for a provisional diagnosis. The study, which included hundreds of parents of children who are on the spectrum, found that 18.6 percent met criteria for PTSD.

As coronavirus spreads across the U.S., federal officials are clarifying how schools and state Medicaid agencies should address the needs of those with disabilities. The U.S. Department of Education and the Centers for Medicare and Medicaid Services each issued question-and-answer documents Thursday detailing how to continue serving students with disabilities and those receiving home- and community-based services, respectively.

Getting comprehensive education that you and your child feel good about doesn’t have to be a battle. Your special needs child is protected by three Federal laws that apply specifically to children with special needs: The Individuals with Disabilities Education Act (IDEA) (1975), Section 504 of the Rehabilitation Act of 1973, and The Americans with Disabilities Act (ADA) (1990).

Whether you’re considering filing for bankruptcy for yourself or your business, experts suggest talking to a legal professional first. According to The Bankruptcy Site, an attorney’s help is highly recommended if you want to avoid dangerous mistakes in the filing process.

A question posed by numerous married new clients is “should my spouse file as well or should I file alone, we want to save my spouses credit?” The answer is dependant on several factors: