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What Affects Your Credit?

Many people wonder what actions they take effect their Credit? What can they do to raise a Credit Score? What are the Criteria that Equifax, Experian and TransUnion use to create and reduce/raise the score? Below are the primary items these groups...

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IEPs in the time of COVID-19

In March 2020, COVID-19 forced States to close K-12 schools. These schools are unlikely to re-open for several months, leading to many questions about how to proceed. School administrators considered how to deal with timelines for IEP meetings. The...

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How Does Chapter 7 Bankruptcy Affect Your Credit and Employment Opportunities?

It’s true that, while considered a “last resort,” filing for bankruptcy can give you another chance at financial success. Chapter 7 Bankruptcy is a common choice for individuals and allows the benefit of canceling or...

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How the Law Protects Your Child’s Education…and Their Future!

Getting comprehensive education that you and your child feel good about doesn’t have to be a battle. Your special needs child is protected by three Federal laws that apply specifically to children with special needs: The Individuals...

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The Dangers of Improperly Filing for Bankruptcy

Whether you’re considering filing for bankruptcy for yourself or your business, experts suggest talking to a legal professional first. According to The Bankruptcy Site, an attorney’s help is highly recommended if you want to avoid...

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How to Best Advocate for the Education of Your Special Needs Child

Isn’t a fulfilling education for their child the dream and desire of every loving parent? Unfortunately, with the unfair circumstances surrounding our educational systems today, achieving this dream isn’t always easy; especially if you...

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Should my spouse file bankruptcy with me or should I file alone?

A question posed by numerous married new clients is “should my spouse file as well or should I file alone, we want to save my spouses credit?” The answer is dependant on several factors: 1.  What debt does the Spouse...

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Autism Parents May Be At Risk For PTSD

by Michelle Diament Nearly 1 in 5 parents of kids with autism who participated in a new study had enough symptoms of post-traumatic stress disorder to qualify for a provisional diagnosis. The study, which included hundreds of parents of children who...

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Feds Weigh In On Special Ed, Medicaid Concerns Over Coronavirus

by Michelle Diament As coronavirus spreads across the U.S., federal officials are clarifying how schools and state Medicaid agencies should address the needs of those with disabilities. The U.S. Department of Education and the Centers for Medicare...

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Will the Government Stimulus Package effect your ability to file a Chapter 7 Bankruptcy?

As many who have either considered filing or who have already filed for bankruptcy know, the Bankruptcy Act determines whether or not one you file a Chapter 7 Petition with no presumption of abuse with something called the “Means...

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Before you deplete the 401K, consider Bankruptcy, perhaps a Chapter 7 is right for you?

We all know that as a result of the Coronavirus, the Stock Market is all over the place. We also know that the Stock Market will come back, eventually. So the question we are posing is, should you take the money out of your 401K, IRA, or other...

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